What Is Over 50 Life Insurance?
You can't be turned down for Over 50s Life Insurance as long as you are a UK resident aged 50 to 80, and you can be covered over the phone or online in minutes.
5 good reasons to choose Easy Insurance
1. 5 Star Rating - from Fairer Finance for product features. No other over 50s plan has a 5 Star Rating. 2. Fairer Cover - if you need to stop paying, your family can still get at least half of the pay-out when you die, as long as you're at least halfway through paying for your policy. That's halfway from the start of the policy until the policy anniversary date after you turn 90. You stop paying at that policy anniversary or when you die, whichever comes first.
3. Guaranteed acceptance with no medical - for UK residents, aged 50-80.
4. Guaranteed acceptance - no medical or health questions and if you are a UK resident aged 50-80, you are guaranteed to be accepted, 5. Immediate cover - for accidental death and cover for death by any cause after just 24 months,
What is the Guaranteed Over 50 Plan?
Many of the big insurers offer over-50s life insurance, which pays out a cash sum when you die. The big advantage of an over-50s policy is that acceptance is guaranteed. You don't have to answer any health questions or pass any medical test.
By taking out our Over 50s Life Insurance you could help your family with your funeral costs, final expenses such as outstanding bills, loans or credit cards, or even leave them a gift. Then you can relax and enjoy life, knowing you're in control and you've done the right thing by providing for your loved ones.
Fixed premiums
British Seniors offers a life insurance policy designed with you in mind. It's quick and easy to set up. There are no medical or health questions and you're guaranteed to be accepted, as long as you're a UK resident aged between 50 and 80.
Get 300 towards your funeral costs
As well as our Over 50s Life Insurance policy, we also offer Over 50s Life Insurance with the Lifetime Payback Guarantee. If you choose this policy, you'll get all the same benefits as our Over 50s policy plus your loved ones will either get back your cover amount or the total premiums you have paid - whichever is more.
You can choose any premium, starting from 3.90 up to a maximum of 74 (96.20 if you choose the Premium Cap Option), as long as your life cover, across all your Guaranteed Over 50 Plans, doesn't exceed 18,000. You'll pay this amount every month for life, or, if you choose the Premium Cap Option, for the length of time you have agreed to pay premiums.
It's possible that you may pay more into your policy than you receive. If, for example, you took out an over-50s life insurance policy at 50 and paid 25 a month for 10,000 of cover, you'd have paid more in than you could receive if you live past 83.
Plus you'll get FREE cover from the policy anniversary following your 95th birthday and your cover will continue for life. You'll be covered anywhere in the world and if your health or lifestyle changes, your over 50s life cover will not be affected.
Free cover
Many people take out life insurance so that a lump sum can be used to pay off a mortgage, or settle outstanding debts, when they die. But if you were to take out life insurance at 50, you'd find the premiums much more expensive than if you were 30 - and it's likely that you'd see some restrictions on the term of your cover.
Increasing life insurance
Furthermore, term life insurance isn't best suited to everyone. If you're over 50 and have paid off your mortgage or have children who are grown up, your needs will be very different to a 35-year-old who has a young family and 20 years of mortgage payments to make. This is where over-50s life insurance comes in.
5 good reasons to choose Easy Insurance
1. 5 Star Rating - from Fairer Finance for product features. No other over 50s plan has a 5 Star Rating. 2. Fairer Cover - if you need to stop paying, your family can still get at least half of the pay-out when you die, as long as you're at least halfway through paying for your policy. That's halfway from the start of the policy until the policy anniversary date after you turn 90. You stop paying at that policy anniversary or when you die, whichever comes first.
3. Guaranteed acceptance with no medical - for UK residents, aged 50-80.
4. Guaranteed acceptance - no medical or health questions and if you are a UK resident aged 50-80, you are guaranteed to be accepted, 5. Immediate cover - for accidental death and cover for death by any cause after just 24 months,
What is the Guaranteed Over 50 Plan?
Many of the big insurers offer over-50s life insurance, which pays out a cash sum when you die. The big advantage of an over-50s policy is that acceptance is guaranteed. You don't have to answer any health questions or pass any medical test.
By taking out our Over 50s Life Insurance you could help your family with your funeral costs, final expenses such as outstanding bills, loans or credit cards, or even leave them a gift. Then you can relax and enjoy life, knowing you're in control and you've done the right thing by providing for your loved ones.
Fixed premiums
British Seniors offers a life insurance policy designed with you in mind. It's quick and easy to set up. There are no medical or health questions and you're guaranteed to be accepted, as long as you're a UK resident aged between 50 and 80.
Get 300 towards your funeral costs
As well as our Over 50s Life Insurance policy, we also offer Over 50s Life Insurance with the Lifetime Payback Guarantee. If you choose this policy, you'll get all the same benefits as our Over 50s policy plus your loved ones will either get back your cover amount or the total premiums you have paid - whichever is more.
You can choose any premium, starting from 3.90 up to a maximum of 74 (96.20 if you choose the Premium Cap Option), as long as your life cover, across all your Guaranteed Over 50 Plans, doesn't exceed 18,000. You'll pay this amount every month for life, or, if you choose the Premium Cap Option, for the length of time you have agreed to pay premiums.
It's possible that you may pay more into your policy than you receive. If, for example, you took out an over-50s life insurance policy at 50 and paid 25 a month for 10,000 of cover, you'd have paid more in than you could receive if you live past 83.
Plus you'll get FREE cover from the policy anniversary following your 95th birthday and your cover will continue for life. You'll be covered anywhere in the world and if your health or lifestyle changes, your over 50s life cover will not be affected.
Free cover
Many people take out life insurance so that a lump sum can be used to pay off a mortgage, or settle outstanding debts, when they die. But if you were to take out life insurance at 50, you'd find the premiums much more expensive than if you were 30 - and it's likely that you'd see some restrictions on the term of your cover.
Increasing life insurance
Furthermore, term life insurance isn't best suited to everyone. If you're over 50 and have paid off your mortgage or have children who are grown up, your needs will be very different to a 35-year-old who has a young family and 20 years of mortgage payments to make. This is where over-50s life insurance comes in.
About the Author:
One of the key benefits of best over 50 life insurance uk is that there is no medical requirement when you apply, meaning that you will have guaranteed acceptance should you wish to take out a policy. Apply now for no medical life insurance .
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